Small business insurance will cover your company from a variety of issues, like workplace injuries, stolen business property, fire, severe weather and lawsuits. But with so many options available, finding the right policy can be challenging. We’ll help you identify the best small business insurance companies to meet your needs.
The Best Small Business Insurance Companies
While Allianz may be better known for insuring large global enterprises, small businesses can also take advantage of its insurance industry acumen.Provides risk consulting for all industries.Allianz’s Crisis Management team helps businesses navigate terrorism, political violence and hostile environments.Recognized as a Sustainable Insurer by the Dow Jones Sustainability Index in 2022 because of its work to integrate sustainability and climate actions into its global business.
Clear Blue provides business insurance through partner agencies, not directly to small businesses. Available coverage types include all the essentials such as general liability, inland marine, commercial property and employment practices insurance.Operates in all states and Washington, D.C.Specializes in providing insurance programs by partnering with managing general agencies, reinsurers and others.
Allstate
You probably know Allstate for its auto and homeowners insurance but the company also sells business insurance with a stellar complaint track record. An Allstate agent can help you select the coverage that’s right for your particular business.
Covers many industries including retailers, food and beverage, medical, photographers and more.Can provide insurance for small businesses that operate out of homes.Website has lists of coverage types you may need based on your industry.Offers online quotes for business owners policies.
Farmers Insurance
You’ll find a wide variety of commercial coverage types and the assistance of a Farmers agent.Provides useful information on its website explaining business insurance coverage types.Offers workplace safety videos and material, called MySafetyPoint, without extra charge to its business insurance customers.Has online business insurance quotes.You can submit a business insurance claim online.
Acuity
Acuity works through local agents to provide insurance for a wide variety of businesses, from hotels to auto repair shops to retailers and restaurants.The Acuity Nurse Helpline can facilitate access to the appropriate health care for your injured employees.Provides on-site loss control consultation and training.
Offers a free online newsletter that addresses the specific concerns of truckers.Has a variety of videos with insurance information for various professions, such as construction and retail.Offers online business insurance quotes.
CNA
CNA has an excellent complaint track record. With over 300 coverage types available from CNA, you’ll have plenty of options to find the right business insurance fit.Industries that can be covered by CNA business insurance include construction, health care, financial institutions, law firms, manufacturing and more.
CNA’s PrepWise provides a number of risk management services, such as cybersecurity awareness and ways to improve ergonomics in the workplace.Offers a pay-as-you-go workers compensation insurance option, so that small businesses can budget better.Has online business insurance quotes.Offers online claims filing.
The Best Small Business Insurance Companies
While Allianz may be better known for insuring large global enterprises, small businesses can also take advantage of its insurance industry acumen.Provides risk consulting for all industries.Allianz’s Crisis Management team helps businesses navigate terrorism, political violence and hostile environments.Recognized as a Sustainable Insurer by the Dow Jones Sustainability Index in 2022 because of its work to integrate sustainability and climate actions into its global business.
Clear Blue provides business insurance through partner agencies, not directly to small businesses. Available coverage types include all the essentials such as general liability, inland marine, commercial property and employment practices insurance.Operates in all states and Washington, D.C.Specializes in providing insurance programs by partnering with managing general agencies, reinsurers and others.
Acuity
Acuity works through local agents to provide insurance for a wide variety of businesses, from hotels to auto repair shops to retailers and restaurants.The Acuity Nurse Helpline can facilitate access to the appropriate health care for your injured employees.Provides on-site loss control consultation and training.
Offers a free online newsletter that addresses the specific concerns of truckers.Has a variety of videos with insurance information for various professions, such as construction and retail.Offers online business insurance quotes.
Allstate
You probably know Allstate for its auto and homeowners insurance but the company also sells business insurance with a stellar complaint track record. An Allstate agent can help you select the coverage that’s right for your particular business.
Covers many industries including retailers, food and beverage, medical, photographers and more.Can provide insurance for small businesses that operate out of homes.Website has lists of coverage types you may need based on your industry.Offers online quotes for business owners policies.